Ford Credit Lease Programs Chandler AZ
By the team at Earnhardt Ford, Chandler. October 29, 2026.
Ford Credit Lease Programs in Chandler, AZ at Earnhardt Ford
Ford Credit Lease Programs in Chandler, AZ start at Earnhardt Ford with one online credit application and end with three choices at turn-in.
Our finance office handles Ford Credit leases and new-vehicle financing, so ask it for one quote of each. Put them side by side with the term and the amount due at signing on both, and the mileage allowance on the lease. Add up what each one costs over the full term. The lower total settles lease or finance for you.
Leasing a new Ford compared with financing it
A Ford Credit lease lets you drive a new Ford for the term of Ford Credit's Red Carpet Lease Agreement and then choose what happens at the end. Financing is a loan you pay toward owning the vehicle.
Ford Credit lets you get prequalified so you know your budget before you shop.
How a Ford Credit lease works at Earnhardt Ford
You can start a Ford Credit lease online and finish it with our finance office in Chandler.
- Apply. Start a credit application through our Online Credit Approval, or complete Ford Credit's full credit application online.
- Pick the Ford. Browse new Ford inventory at Earnhardt Ford, then test drive at the store or book an at-home test drive in Chandler. No Bull Express covers buying online, at-home test drives and remote delivery.
- Get the whole lease in writing. A monthly figure on its own tells you nothing. Ask for the term, the mileage allowance and the amount due at signing beside it, every time.
- Sign the Red Carpet Lease Agreement and keep your copy.
Documents for the finance office
The application part doesn't need a trip. We think the online application is the right first step, because it puts a budget in front of you before you pick a truck.
What the lease allows at turn-in
When a Ford Credit lease ends, you have three ways forward: get a new Ford, purchase the Ford you have, or return it. Finish the one you pick by the lease-end date. Ford Credit says that avoids additional charges described in the Red Carpet Lease Agreement. Its Lease Renewal Guide and Inspection Checklist, both PDFs with the Ford Credit lease-end options, walk through each step. If you plan to buy, get the purchase price from Ford Credit Account Manager or Customer Support, then settle the final price, taxes and charges included, with the dealer that wrote the lease (see Ford lease buyout at Earnhardt Ford).
Returning it? Ford Credit evaluates the vehicle's overall condition for any excess, chargeable wear and use. You can check it yourself first with the Wear and Use Evaluator Card and Checklist, and a complimentary pre-inspection can be scheduled within 60 days of your lease-end date.
Why lease with Earnhardt Ford in Chandler
Stacie wrote in an October 2026 Google review: "Great dealership! We drive all the way from Tucson, because Earnhardt is better than any ford dealership where we are at."
One work truck for the business? Our fleet and commercial team covers Fleet & Commercial Sales and Ford Pro Commercial Vehicles. Visit Earnhardt Ford at 7300 West Orchid Lane, Chandler, AZ 85226, or call (480) 866-9848. You can read more about Earnhardt Ford before you come in.
Serving Chandler, Gilbert, Mesa and Tempe
Gilbert, Mesa, Tempe and Phoenix are in our service area along with Chandler. You can file the credit application online from any of them.
Ford Credit lease facts before you sign
| Lease contract (all new Ford leases through Ford Credit) | Ford Credit Red Carpet Lease Agreement |
|---|---|
| Credit application | Full credit application online with Ford Credit, prequalification available, or Online Credit Approval on earnhardtford.com |
| Lease-end choices | 3: get a new Ford, purchase your current Ford, or return it |
| Lease-end deadline | Complete the lease-end transaction by the lease-end date to avoid additional charges |
| Pre-inspection | Complimentary, scheduled within 60 days of the lease-end date |
| Wear and use at return | Overall condition evaluated for excess (chargeable) wear and use. Self-check with the Wear and Use Evaluator Card and Checklist |
| Repairs before return | Ford dealers can repair with OEM parts. Keep copies of all repair receipts |
| Electric vehicles at lease end | May not be eligible for purchase. See your contract |
| Protection products | Ford Protect extended service plan, GAPCoverage, WearCare |
| Ford Credit NMLS number | #3018 |
Source: Ford Credit lease-end options and Ford Credit financing and leasing pages at ford.com, and the Earnhardt Ford finance page, read October 29, 2026.
Before you sign a Ford Credit lease in Chandler
What's a Ford Credit Red Carpet Lease, and how is leasing a new Ford different from financing one?
The Red Carpet Lease Agreement is Ford Credit's lease contract, and it describes the charges you can face if you don't finish your lease-end steps by the lease-end date. Under it, you drive a new Ford for the contract term and then pick one of the lease-end options. Financing is a loan you pay toward owning the Ford. To see which costs less, ask the Earnhardt Ford finance office in Chandler to price both on the same Ford, with the terms and the lease's mileage allowance written down.
I'd rather not spend an afternoon at the dealership. Can I start a Ford Credit lease application online before I visit Earnhardt Ford?
Yes. Ford Credit lets you complete the full credit application online, and Earnhardt Ford offers Online Credit Approval on its own website. Either route puts a budget in front of you before you pick a truck or drive to Chandler.
My leased F-150 has a few door dings. What does Ford Credit check when I turn it in at Earnhardt Ford?
Ford Credit evaluates the truck's overall condition at return to decide whether any wear and use is excess, which means chargeable. You can book a complimentary pre-inspection within 60 days of your lease-end date. Whether a repair costs less than the charge depends on what that inspection finds and what the repair quote says. If you fix the dings first, a Ford dealer can do it with OEM parts. Keep every receipt to show the work was done at turn-in at Earnhardt Ford in Chandler.
My Ford Credit lease ends in a few months. What can I do at Earnhardt Ford in Chandler?
You can get a new Ford, purchase the Ford you're driving, or return it, the paths Ford Credit lists for lease end. Finish whichever you choose by your lease-end date, since Ford Credit says that avoids additional charges under the Red Carpet Lease Agreement. If you're leaning toward buying, get the purchase price from Ford Credit Account Manager or Customer Support, then settle the final price, taxes included, with the dealer that wrote the lease. When Earnhardt Ford wrote your lease, that's our Chandler finance office.
I'm leasing an electric Ford. Can I buy it when the lease is up?
Depends on your contract. Ford Credit says electric vehicles may not be eligible for purchase at lease end, and your lease is what settles it. If it isn't eligible, getting a new Ford or returning the one you have are still open at Earnhardt Ford in Chandler.
I run a small business with one work truck. Who at Earnhardt Ford handles a lease for it?
The fleet and commercial team at Earnhardt Ford in Chandler handles business vehicles through Fleet & Commercial Sales and Ford Pro Commercial Vehicles. Whether Ford Credit writes a business lease on different terms from a personal one, or with more miles, isn't something this page can answer. Ask that team for the cost over the full term, the mileage allowance and what the lease permits at turn-in, all in writing, before you sign.
Ford Credit disclosures
Ford Credit NMLS #3018.
Prices on our site don't include applicable tax, title and license charges, so plan for those on top of any figure you see.
Price(s) plus government fees such as Tax, Title & License. On all vehicles, actual vehicle sale price and payments may vary for various reasons - including but not limited to - applicable manufacturer rebates, special limited time offers, dealer incentives, government taxes, licensing fees, buyer's credit qualifications, dealer installed accessories or market product (or vehicle) scarcity. Financing on approved credit. Must qualify for some offers. Some offers may not be available with special financing, lease and certain other offers.
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